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Here are examples of some common homeowners insurance questions. We will update this page frequently, so be sure to check
back!
Q: What is a homeowners policy?
A: A homeowners policy protects your home against fire, theft
and windstorm unless it is excluded or covered on another wind only policy.
Q: Are all policies alike?
A: No, there are a number of different policies and it is important to choose the one that is right for you.
Q:
What is masonry construction?
A: Masonry is all stories of the home are either concrete block or brick construction.
Q: What is the difference between a attached and a built in garage?
A: Built in garage has living space
above it and a attached is attached to the home with a permanent roof on it that does not have the homes living space above
it.
Q: Is flood included on my home policy?
A: The answer is no, in Florida Flood is always a separate
policy and is rated by an elevation certificate.
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